The Portfolio Guarantee Term Loan is designed to facilitate small and medium enterprises (SMEs) in obtaining convenient access to working capital loans. Eligible applicants can avail a maximum unsecured loan amount of up to RM1 million, with a fixed loan tenure of 7 years. The loan comes with a 70% guarantee by CGC, ensuring enhanced financial support for SMEs.
Maximum Financing Amount
Facility Type
Maximum Tenure
Working capital only
• SMEs as defined by National SME Development Council (NSDC).
• Business registered in Malaysia, Malaysian controlled and Malaysian-owned business (at least 51% shareholding).
• For Sole-Proprietorship, Partnership and Private Limited Companies.
• Business turnover of at least RM500,000.
• Business establishment of at least 3 years.
• For Sole-Proprietorship, Partnership and Private Limited Companies.
Up to 70% guarantee cover by Credit Guarantee Corporation (CGC).
Take the first step toward growth and success. Apply now for the SME Portfolio Guarantee Financing and unlock the financing your SME needs to thrive in all economic sectors.